{"id":5300,"date":"2019-01-08T08:20:31","date_gmt":"2019-01-08T13:20:31","guid":{"rendered":"http:\/\/www.us-covered-bonds.com\/staging\/9690\/?p=5300"},"modified":"2023-01-15T15:45:36","modified_gmt":"2023-01-15T20:45:36","slug":"u-s-housing-overview","status":"publish","type":"post","link":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/2019\/01\/08\/u-s-housing-overview\/","title":{"rendered":"U.S. Housing Overview"},"content":{"rendered":"<h1 style=\"text-align: center;\"><span style=\"color: #193BD1;font-size:45px;\"><strong>U.S. Housing Overview<\/strong><\/span><\/h1>\r\n<style scoped>\r\n.entry-title {\r\n     display: none;\r\n     }\r\n<\/style>\r\n<div class=\"jmpost\"><div class=\"jmpost\">\r\n<p>The continued conservatorship of Fannie Mae and Freddie Mac exposes taxpayers to continued risk. &#038;nbsp The failure to address the GSEs and release them from the conservatorship evidences a significant failure of political will. <\/p>\r\n\r\n<p> This chart from the latest <a href=\"https:\/\/www.urban.org\/research\/publication\/housing-finance-glance-monthly-chartbook-december-2018\" target=\"_blank\" rel=\"noopener noreferrer\">monthly report<\/a> from the Housing Finance Policy Center at the <a href=\"https:\/\/www.urban.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">Urban Institute<\/a> provides a fine summary of the government dominance of U.S. residential housing finance. &nbsp; This imbalance with private sector financing is imposing significant risk on the GSEs and therefore on the government and taxpayers without analysis or justification. &nbsp; There should be a fundamental analysis of the government&#8217;s housing policy and how much risk needs to be taken by the taxpayers in order to achieve the government&#8217;s goals. &nbsp; <\/p>\r\n\r\n<!--<object\tdata=\"\/wp-content\/uploads\/2014\/03\/NY2-730277-v1-ASF_2014_Covered_Bonds_-_Concepts_and_Topics.pdf\" \r\n        type=\"application\/pdf\" \r\n        width=\"400\" \r\n       height=\"250\">\r\n<\/object>-->\r\n<iframe loading=\"lazy\" src=\"\/wp-content\/uploads\/2019\/01\/Housing-Finance-Chartbook-Summary.pdf\"#toolbar=0&#038;navpanes=0&#038;statusbar=0 height=\"775px\" width=\"600px\" ><\/iframe>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"U.S. Housing Overview The continued conservatorship of Fannie Mae and Freddie Mac exposes taxpayers to continued risk. &#038;nbsp The failure to address the GSEs and release them from the conservatorship evidences a significant failure of political will. This chart from the latest monthly report from the Housing Finance Policy Center at the Urban Institute provides&hellip; <a class=\"more-link\" href=\"https:\/\/www.us-covered-bonds.com\/staging\/3708\/2019\/01\/08\/u-s-housing-overview\/\">Continue reading <span class=\"screen-reader-text\">U.S. Housing Overview<\/span><\/a>","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[11,26],"tags":[],"class_list":["post-5300","post","type-post","status-publish","format-standard","hentry","category-fed-mortgage-role","category-gses","entry"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/posts\/5300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/comments?post=5300"}],"version-history":[{"count":22,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/posts\/5300\/revisions"}],"predecessor-version":[{"id":7185,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/posts\/5300\/revisions\/7185"}],"wp:attachment":[{"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/media?parent=5300"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/categories?post=5300"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.us-covered-bonds.com\/staging\/3708\/wp-json\/wp\/v2\/tags?post=5300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}